Free Funding Playbook
The Rrova Funding Playbook.
The same 12-point system we use with real estate investors before they ever submit a funding application. Built around what underwriters actually score, not the consumer-credit advice that blocks investors.
- 12 lender-side signals to clean up before any funding application
- The DTI math lenders run that you don't see
- Utilization targets per card and overall (not the 30% myth)
- How to time inquiries across a 90-day funding window
- The 4 profile blockers that disqualify even 740+ scores
- Personal vs business credit separation playbook
- What to fix in 14 days vs 90 days vs 6 months
- Documentation lenders ask for before they fund
12 signals
Lender-side criteria
14-90 days
Time-to-ready windows
0
Cost. Free download.
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“I thought I was funding-ready at 740. The playbook surfaced two utilization issues and a business-credit gap I didn't see. Cleaned them up in 6 weeks, then secured $185K in BLOCs.”
Marcus T. · Phoenix, AZ · Fix & flip investor