Stop Letting Bad Credit Control Your Life
We do not just send letters. We use consumer protection laws to permanently remove negative items, boost your score, and position you for high-limit funding.
Projected Score Increase
The Difference Is Clear
Most "repair" companies just spam generic letters. We surgically remove the anchors holding your score down.
Denied & Delayed
- Denied for business loans
- High interest rates (25%+)
- Collections calling daily
The Rrova Standard
Fundable, Clean, & Optimized
Score Impact
We target the items that weigh the heaviest. By removing recent late payments and high-impact collections, clients often see rapid score jumps.
Funding Access
With a clean report, you unlock 0% interest business credit, premium rewards cards, and real estate leverage.
Your Roadmap to Restoration
We do not guess. We follow a proven, legal process to force the bureaus to comply.
Deep Analysis
Days 1-5We comb through your reports to find every error, outdated item, and compliance violation.
Round 1 Challenges
Days 5-10We send Metro 2 compliance challenges to all three bureaus demanding verification.
Escalation
Days 35-45If they don't verify, we escalate to creditors and regulatory bodies for removal.
Score Boost
Days 45-90Negative items fall off, and we apply optimization strategies to maximize your points.
"I did not know these could be removed."
— Common Client Reaction
We Target Every Negative Item
Student Loans
We challenge reporting errors on federal and private loans to rehabilitate your status.
Collections
Medical bills, utilities, and old phone contracts often violate validation laws.
Hard Inquiries
Remove unauthorized inquiries that make you look desperate to lenders.
Charge-Offs
We force creditors to prove they have the right to report this debt.
Metro 2 Compliance
We use advanced Metro 2 auditing to find coding errors in your electronic file that standard disputes miss.