Get fundable for your next deal.
You have the deals. Your profile is what's blocking the capital. We fix utilization, recent inquiries, late payments, and negative items so investors with 680+ credit qualify for high-limit business credit, BLOCs, and bridge capital.
Free 15-minute consultation. No obligation. Transparent flat-rate pricing.
Profile
Fundable
Avg. profile lift
+87 pts in 90 days
Why investors get denied and how we fix it
Most credit repair is generic. We optimize the exact profile signals lenders use when underwriting investor capital.
Stuck on hard money
- Denied for business credit
- High utilization, thin business file
- Recent inquiries from prior denials
The Rrova Standard
Fundable, clean, and positioned
Profile Signals
We engineer the signals lenders actually score: utilization on the right cards, inquiry timing, reporting cycles, and clean trade lines.
Capital Access
With a positioned profile, you unlock $50K to $250K+ in 0% business credit, BLOCs, and bridge capital for acquisitions and rehabs.
Your roadmap from denied to funded
A proven, legal process to clean your profile and position you for investor capital, not just a higher score.
Deep Analysis
Days 1-5We comb through your reports to find every error, outdated item, and compliance violation.
Round 1 Challenges
Days 5-10We send Metro 2 compliance challenges to all three bureaus demanding verification.
Escalation
Days 35-45If they don't verify, we escalate to creditors and regulatory bodies for removal.
Score Boost
Days 45-90Negative items fall off, and we apply optimization strategies to maximize your points.
"I had no idea these issues were blocking my funding."
Common investor reaction
The investor profile blockers we fix
High utilization
We restructure balances and reporting cycles so you stop tanking your score the day you apply.
Inquiry stacking
Recent inquiries from prior denials make lenders nervous. We remove unauthorized hits and time the rest.
Collections & charge-offs
Old anchors that auto-decline you for business credit and BLOCs. We use validation laws to remove them.
Thin business credit file
A weak business profile caps your funding ceiling. We help you build trade lines that lenders actually score.
Metro 2 compliance
Advanced Metro 2 auditing catches coding errors in your electronic file that standard disputes miss. The same errors that block investor underwriting.
Investors who turned a denial into a funded deal.
Profile cleanup, not just disputes. The work that actually moves you from declined to funded.
“I thought my 740 score was funding-ready. Rrova surfaced two utilization issues and a business-credit gap I didn't even see. Six weeks later I had $185K in BLOCs to fund my next two flips.”
Marcus T.
Phoenix, AZ
Fix and flip investor, 11 deals to date
“I had been denied for a BLOC three times before working with the team. They walked me through exactly what each lender wanted to see, and we hit it on the next application.”
Diana W.
Atlanta, GA
Long-term rental investor, 6 doors
“The Foundation program paid for itself in the first 30 days just from the disputes we removed. By month four I was approved for $120K across business cards and a line.”
Robert K.
Tampa, FL
BRRRR strategy, scaling to 12 doors
Names abbreviated and details paraphrased for client privacy. Outcomes vary by credit profile, lender criteria, and individual circumstances.
Choose the program that matches your investor goals.
Three programs built for investors at different stages. Strategic funding and credit positioning support before you apply.
Foundation
Profile cleanup
For investors building their funding foundation.
Growth
Funding readiness
For investors actively preparing to secure capital.
Portfolio
Premium advisory
For investors scaling multiple deals or portfolios.
Speak With a Funding Specialist
Get personalized guidance on your credit and funding journey. No pressure, no obligation.
Free Discovery Call
15 minutes
- Learn which program fits your financial goals
- Get clarity on pricing, timelines, and next steps
- Chat with a specialist about your credit and funding needs