What Can You Use a Personal Loan For?
Personal loans offer flexibility for a variety of financial needs.
Debt Consolidation
Combine multiple debts into one lower monthly payment.
Home Improvements
Finance renovations and increase your home's value.
Major Purchases
Fund large purchases without draining savings.
Emergency Expenses
Cover unexpected costs when you need it most.
Personal Loan Rates by Credit Score
Estimate your rates based on your credit profile. Example based on $5,000 loan over 48 months.
| Credit Tier | Average APR | Monthly Payment | Total Interest | Total Cost |
|---|---|---|---|---|
| Excellent (800+) | 11.66% | $130.84 | $1,280 | $6,280 |
| Very Good (740-799) | 14.35% | $137.51 | $1,601 | $6,601 |
| Good (670-739) | 22.83% | $159.79 | $2,670 | $7,670 |
| Fair (580-669) | 30.22% | $180.67 | $3,672 | $8,672 |
| Poor (under 580) | 32.09% | $186.16 | $3,936 | $8,936 |
💡 Improving your credit before getting a loan will help you get lower rates and save money.
Calculate Your Personal Loan Payment
Use our calculator to estimate your monthly payment and see how much you could save.
Estimated Monthly Payment
$498.21
Tip: Improving your credit score by just 50 points could save you thousands in interest.
Why Use Rrova to Compare Personal Loans?
Competitive Rates
Access rates starting as low as 6.99% APR based on your credit profile.
Fast Funding
Get approved in minutes and receive funds as soon as the next business day.
No Hidden Fees
Transparent terms with no prepayment penalties or hidden charges.
Expert Guidance
Our team helps you find the best loan for your unique situation.
Rrova connects you with lender partners. Rates shown are for illustration and may vary by lender, creditworthiness, and other factors. Not all applicants will qualify for the lowest rates.
